.app-shell{width:min(100%,76rem);min-height:100svh;margin-inline:auto;padding:clamp(1rem,3vw,2.5rem)}.site-header{grid-template-columns:minmax(0,1fr);align-items:center;min-height:2.75rem;margin-block-end:clamp(1.5rem,4vw,2.5rem);display:grid;position:relative}.site-title{text-align:center;justify-self:center;justify-items:center;gap:.25rem;width:min(100%,42rem);display:grid}.site-title h1,.site-title p,.panel-heading h2,.panel-heading p,.trust-panel h2,.trust-panel p{margin:0}.site-title h1{letter-spacing:-.025em;font-size:clamp(1.6rem,4vw,2.35rem);line-height:1.25}.site-title p{color:var(--color-muted);text-align:center;unicode-bidi:isolate;font-size:.92rem;font-weight:600}.theme-toggle{inset-inline-end:0;z-index:1;min-height:2.75rem;color:var(--color-text);background:var(--color-surface);border:1px solid var(--color-border);cursor:pointer;border-radius:999px;flex:none;align-items:center;gap:.55rem;padding:.55rem .8rem;display:inline-flex;position:absolute;top:50%;transform:translateY(-50%);box-shadow:0 .25rem 1rem #0000000d}.theme-toggle:hover{border-color:var(--color-border-strong)}.theme-toggle__mark{background:var(--color-accent);border:2px solid var(--color-accent);border-radius:50%;width:1.1rem;height:1.1rem;position:relative}.theme-toggle[aria-pressed=false] .theme-toggle__mark:after{content:"";background:var(--color-surface);border-radius:50%;width:.75rem;height:.75rem;position:absolute;transform:translate(-.28rem,-.18rem)}.rate-retry:focus-visible,.theme-toggle:focus-visible,.source-links a:focus-visible{outline:3px solid var(--color-focus);outline-offset:3px}.calculator-grid{grid-template-columns:minmax(19rem,.9fr) minmax(0,1.1fr);align-items:start;gap:clamp(1rem,2.5vw,1.5rem);display:grid}.panel,.trust-panel{background:var(--color-surface);border:1px solid var(--color-border);min-width:0;box-shadow:var(--shadow-card);border-radius:1rem}.panel{padding:clamp(1.25rem,3vw,2rem)}.panel-heading{gap:.35rem;margin-block-end:1.5rem;display:grid}.panel-heading h2,.trust-panel h2{font-size:clamp(1.25rem,3vw,1.55rem);line-height:1.4}.panel-heading>p:last-child{color:var(--color-muted);font-size:.92rem;line-height:1.7}.eyebrow{color:var(--color-accent);letter-spacing:.04em;font-size:.78rem;font-weight:700}.calculator-form{gap:1.35rem;display:grid}.control-group{border:0;min-width:0;margin:0;padding:0}.control-group legend,.input-group>label{color:var(--color-text);margin-block-end:.55rem;padding:0;font-size:.92rem;font-weight:700}.input-group>label{display:block}.segmented-control{background:var(--color-surface-subtle);border:1px solid var(--color-border);border-radius:.75rem;grid-template-columns:repeat(2,minmax(0,1fr));gap:.3rem;padding:.3rem;display:grid}.segmented-control label{cursor:pointer;min-width:0;position:relative}.segmented-control input{opacity:0;width:1px;height:1px;position:absolute}.segmented-control span{min-height:2.75rem;color:var(--color-muted);text-align:center;border-radius:.5rem;place-items:center;padding:.45rem .55rem;font-size:.86rem;font-weight:700;line-height:1.45;display:grid}.segmented-control input:checked+span{color:var(--color-accent-contrast);background:var(--color-accent);box-shadow:0 .2rem .6rem #00000014}.segmented-control input:focus-visible+span{outline:3px solid var(--color-focus);outline-offset:2px}.segmented-control label:hover span{color:var(--color-text)}.segmented-control label:hover input:checked+span{color:var(--color-accent-contrast);background:var(--color-accent-hover)}.amount-control{background:var(--color-surface);border:1px solid var(--color-border-strong);border-radius:.75rem;grid-template-columns:auto minmax(0,1fr);align-items:center;display:grid;overflow:hidden}.amount-control:focus-within{border-color:var(--color-focus);outline:3px solid color-mix(in srgb, var(--color-focus) 24%, transparent)}.amount-control--error{border-color:var(--color-danger)}.amount-control>span{color:var(--color-muted);background:var(--color-surface-subtle);border-inline-end:1px solid var(--color-border);letter-spacing:.03em;align-self:stretch;place-items:center;padding-inline:.85rem;font-size:.78rem;font-weight:800;display:grid}.amount-control input{width:100%;min-width:0;height:3.25rem;color:var(--color-text);font-variant-numeric:tabular-nums;text-align:start;background:0 0;border:0;outline:0;padding-inline:.9rem;font-family:Arial,system-ui,sans-serif;font-size:1.05rem}.amount-control input::placeholder{color:var(--color-muted);opacity:.7}.field-help{color:var(--color-muted);margin:.45rem 0 0;font-size:.78rem;line-height:1.6}.manual-insurance-field{background:var(--color-surface-subtle);border:1px solid var(--color-border);border-radius:.8rem;padding:1rem}.results-panel{min-height:31rem}.state-message{min-height:22rem;color:var(--color-muted);text-align:center;background:var(--color-surface-subtle);border:1px dashed var(--color-border-strong);border-radius:.85rem;align-content:center;place-items:center;gap:.55rem;padding:2rem 1rem;display:grid}.state-message__mark{width:2.75rem;height:2.75rem;color:var(--color-accent);background:var(--color-accent-soft);border-radius:50%;place-items:center;font-size:1.25rem;font-weight:800;display:grid}.state-message h3,.state-message p{margin:0}.state-message h3{color:var(--color-text);font-size:1.05rem}.state-message p{max-width:28rem;font-size:.9rem;line-height:1.7}.state-message--error{color:var(--color-danger);background:var(--color-danger-soft);border-color:var(--color-danger)}.state-message--error .state-message__mark{color:var(--color-danger);background:var(--color-surface)}.result-highlight{color:var(--color-text);background:var(--color-accent-soft);border:1px solid color-mix(in srgb, var(--color-accent) 38%, var(--color-border));text-align:center;border-radius:.85rem;gap:.35rem;margin-block-end:1rem;padding:clamp(1.2rem,4vw,1.8rem);display:grid}.result-highlight p,.result-highlight span{color:var(--color-muted);margin:0;font-size:.82rem;font-weight:700}.result-highlight output{overflow-wrap:anywhere;color:var(--color-accent);font-variant-numeric:tabular-nums;unicode-bidi:isolate;font-family:Arial,system-ui,sans-serif;font-size:clamp(1.7rem,6vw,2.55rem);font-weight:800;line-height:1.25}.usd-equivalent{border-block-start:1px solid color-mix(in srgb, var(--color-accent) 28%, transparent);gap:.25rem;margin-block-start:.65rem;padding-block-start:.75rem;display:grid}.result-highlight .usd-equivalent__value{color:var(--color-text);font-size:clamp(1rem,3vw,1.25rem);font-weight:800}.result-highlight .usd-equivalent span{font-size:.75rem;font-weight:600}.rate-retry{min-height:2.75rem;color:var(--color-text);font:inherit;background:var(--color-surface);border:1px solid var(--color-border-strong);cursor:pointer;border-radius:.5rem;justify-self:start;padding:.4rem .75rem;font-size:.85rem;font-weight:700}.rate-retry:hover{border-color:var(--color-accent)}.summary-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.summary-card{background:var(--color-surface-subtle);border:1px solid var(--color-border);border-radius:.8rem;min-width:0;padding:1rem}.summary-card h3{margin:0 0 .8rem;font-size:.98rem}.summary-card dl{margin:0}.summary-row{border-block-start:1px solid var(--color-border);gap:.25rem;padding-block:.65rem;display:grid}.summary-row:first-child{border-block-start:0}.summary-row dt{color:var(--color-muted);font-size:.75rem;line-height:1.45}.summary-row dd{overflow-wrap:anywhere;min-width:0;color:var(--color-text);font-variant-numeric:tabular-nums;text-align:start;unicode-bidi:isolate;margin:0;font-family:Arial,system-ui,sans-serif;font-size:.9rem;font-weight:700;line-height:1.4}.summary-row--highlighted dd{color:var(--color-accent)}.trust-panel{grid-template-columns:minmax(12rem,.65fr) minmax(15rem,1fr) minmax(15rem,1fr);gap:clamp(1rem,3vw,2rem);margin-block-start:clamp(1rem,2.5vw,1.5rem);padding:clamp(1.25rem,3vw,2rem);display:grid}.trust-panel ul{color:var(--color-muted);gap:.55rem;margin:0;padding-inline-start:1.2rem;font-size:.85rem;line-height:1.75;display:grid}.trust-panel li::marker{color:var(--color-accent)}.source-links{align-content:start;gap:.6rem;display:grid}.source-links a{color:var(--color-accent);text-underline-offset:.2em;font-size:.82rem;font-weight:700;line-height:1.6}.source-links a:hover{color:var(--color-accent-hover)}@media (width<=64rem){.calculator-grid{grid-template-columns:minmax(17rem,.85fr) minmax(0,1.15fr)}.summary-grid{grid-template-columns:1fr}.trust-panel{grid-template-columns:repeat(2,minmax(0,1fr))}.source-links{grid-column:1/-1}}@media (width<=47rem){.calculator-grid{grid-template-columns:1fr}.results-panel{min-height:auto}.state-message{min-height:15rem}.summary-grid,.trust-panel{grid-template-columns:1fr}.source-links{grid-column:auto}}@media (width<=40rem){.site-header{gap:.75rem}.theme-toggle{justify-self:end;position:static;transform:none}}@media (width<=32rem){.app-shell{padding:.75rem}.theme-toggle{justify-content:center;min-width:2.75rem;padding-inline:.7rem}.theme-toggle>span:last-child{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.panel,.trust-panel{border-radius:.8rem}.segmented-control span{padding-inline:.35rem;font-size:.8rem}}:root,:root[data-theme=light]{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--color-page:#f3f3f1;--color-surface:#fff;--color-surface-subtle:#f7f7f5;--color-text:#202124;--color-muted:#62666b;--color-border:#d9d9d5;--color-border-strong:#b8bbb8;--color-accent:#285e50;--color-accent-hover:#1f4b40;--color-accent-soft:#e8f1ee;--color-accent-contrast:#fff;--color-focus:#0969c3;--color-danger:#a42636;--color-danger-soft:#fff0f1;--shadow-card:0 1rem 3rem #161b1912;color:var(--color-text);background:var(--color-page);font-synthesis:none;text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:Tahoma,Arial,system-ui,sans-serif}@media (prefers-color-scheme:dark){:root:not([data-theme]){--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark;--color-page:#101315;--color-surface:#191d20;--color-surface-subtle:#22272a;--color-text:#f3f5f4;--color-muted:#b5bcb9;--color-border:#3a4140;--color-border-strong:#58605e;--color-accent:#94c7b8;--color-accent-hover:#add8cc;--color-accent-soft:#203630;--color-accent-contrast:#10241e;--color-focus:#79bfff;--color-danger:#ff9ca7;--color-danger-soft:#3b2227;--shadow-card:0 1rem 3rem #00000038}}:root[data-theme=dark]{--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark;--color-page:#101315;--color-surface:#191d20;--color-surface-subtle:#22272a;--color-text:#f3f5f4;--color-muted:#b5bcb9;--color-border:#3a4140;--color-border-strong:#58605e;--color-accent:#94c7b8;--color-accent-hover:#add8cc;--color-accent-soft:#203630;--color-accent-contrast:#10241e;--color-focus:#79bfff;--color-danger:#ff9ca7;--color-danger-soft:#3b2227;--shadow-card:0 1rem 3rem #00000038}*{box-sizing:border-box}html{background:var(--color-page);min-width:20rem;min-height:100%}body{min-width:20rem;min-height:100vh;color:var(--color-text);background:var(--color-page);margin:0}button,input{font:inherit}button,label{-webkit-tap-highlight-color:transparent}::selection{color:var(--color-accent-contrast);background:var(--color-accent)}